WELCOME TO GUTSY MONEY

We exist for you

and your financial freedom

Gutsy Money Provides Full Service Bookkeeping & Financial Literacy for Women in Business

A Few #s We’re Proud Of

44

Combined Years as Entrepreneurs

100

Combined Years' Bookkeeping Experience

123,680

Increase of Clients' Profitability

Who We Are

Hi! We’re Terra Rose & Jenna Lee and Gutsy Money is a company on a mission to be the best money partner you’ve ever had.

As two entrepreneurs with over 44 years of combined business experience, we founded Gutsy Money because too many closed-door conversations with founders and female leaders revealed a common fear: not having the right financial support was crippling their confidence and growth.

Together, with our exceptional team, we’re here to be the ultimate money partner of women in business. This means we empower them to operate at peak financial mastery with unshakeable confidence.

Without further ado, we invite you to meet our amazing team…

Meet Our Team

Our expert bookkeepers, financial educators and tax preparers have over 100 combined years of experience, offering speed and precision while serving you at the highest level.

Founding Partner & CEO
Terra Rose

Founding Partner & COO
Jenna Lee

Bookkeeping Manager

Marlina

Marlina leverages more than 27 years’ experience to elevate every aspect of Gutsy Money’s bookkeeping services...

Marlina is mentorship and bookkeeping brilliance embodied. She is an Intuit Quickbooks ProAdvisor who leverages more than 27 years’ experience to elevate every aspect of Gutsy Money’s bookkeeping services. Her leadership ensures exceptional accuracy, efficiency, and unwavering client dedication. With her strategic vision and meticulous guidance, the Gutsy bookkeeping team delivers precise, compliant results that are deeply aligned with our clients’ best interests.

Senior Bookkeeper

Erin

With a commitment to excellence and a well-rounded background in diverse industries, Erin joins us with over 25 years of experience...

Erin is a resourceful and diligent accounting professional with over 25 years of experience in bookkeeping, AP & AR and payroll in various industries. She offers exceptional accuracy with orientation to detail and sharp analytical skills that come enhanced with a reputation for confidentiality, dedication, insightfulness, integrity and high-quality work. She brings a grounded, thoughtful and trustworthy energy to Gutsy Money and you will love having her on your team.

Bookkeeping & Financial Consulting for Women Owned Businesses

Senior Bookkeeper

Julie

Julie joins us with over 16 years of bookkeeping experience and provides meticulous support for clients...

With more than 16 years of experience, Julie is known as the Cleanup Queen around Gutsy Money. She is highly proficient and efficient at giving new life to tired and messy books. She’s also a Senior Bookkeeping wiz and knows how to make numbers sit up straight and balance out through monthly ongoing bookkeeping support. She is a Quickbooks Online Certified ProAdvisor and has expertise in a host of accounting, payroll and bill pay software.

Accredited Tax Preparer

Karen

With more than 25 years of experience, Karen is known for her ability to simplify the tax process and maximize client returns...

With more than 25 years of experience, Karen is an Accredited Tax Preparer (ATP). She’s known for her ability to simplify the tax process and maximize client returns. In addition to being our trusted lead ATP, she’s a long-time business owner and realtor who empathizes with the nuance of business ownership and enjoys helping clients achieve their financial and homeownership goals. Karen’s commitment extends to her community, where she serves on the Chamber of Commerce Board of Directors, contributing to future development. She is the proud mother of two wonderful girls.

How to Get Started

Book a Free Discovery Call

Let’s have a conversation and chat about where your business finances are and where you want them to be during a free discovery call. (Remember, you’re flying in a zero-judgment zone here.)

Check Your Email

Once you've booked your call, we will send you a message with a few questions to prepare.

Write Down Your Questions

Prepare for our call by getting answers to our questions and also compiling any questions you have regarding your business finances.

Book a Free Consult Call

Why Gutsy Money is Different

Your Data Security is Our #1 Priority

Your financial data is the heart of your business.

We understand that as a woman-owned business, you’ve poured your heart and soul into building your dream. Protecting that dream is our top priority.

That’s why we’ve invested in the highest levels of security, including a SOC 2 certified client portal—the Gold Standard in data protection. This means your sensitive information is shielded by the Internet’s most advanced security measures.

For communications outside our secure portal, your data is safeguarded by Google Workspace’s enterprise-grade security features like advanced encryption, two-factor authentication, and continuous threat monitoring. Workspace also boasts built-in data loss prevention (DLP) to prevent sensitive information from leaving our secure environment, and their robust spam filtering keeps malicious emails at bay.

With Gutsy Money, you can focus on what you do best—running your incredible business—knowing your finances, passwords, and documents are safe and secure.

01 We Take “Being Qualified” Seriously

At Gutsy Money, we don’t test out our knowledge with your finances. We know you’ve worked hard to build your empire, and the last thing you need is someone experimenting with your books.

That’s why qualifications aren’t just a nice-to-have for our team – they’re the bedrock of our expertise. We’re not just number crunchers; we’re highly trained bookkeeping professionals who understand the intricacies of your business, so you can focus on what you do best: leading the way.

02 We’re Entrepreneurs First & Expert Bookkeepers Second

We’re builders, just like you. At Gutsy Money, we’re entrepreneurs first and expert bookkeepers second.

This means we understand the challenges you face, the risks you take, and the triumphs you celebrate.

We don’t just see numbers; we see the story of your business. This unique perspective allows us to provide more than just accurate bookkeeping – we offer strategic insights and financial reporting that fuels your growth.

Because we’ve walked in your shoes, we can help you navigate the financial landscape with confidence and achieve your boldest ambitions.

03 Our Services:

Accounting System Setup

New to business? Let’s get you set up for success! We’ll configure your entire accounting system the right way—from the chart of accounts to sales tax, from vendor payments to owner draws and more.

Bookkeeping Cleanup & Catch-up

Whether your books are miscategorized, ignored, convoluted, or just plain messy, we’ll straighten everything out. Let us bring you into compliance, maximize write-offs, and give you peace of mind.

Full Service Monthly Bookkeeping

Payroll, contractor management, bill pay, A/R, A/P, transaction management, reconciliation & more. We will handle all of your bookkeeping needs, so you’re free to focus on your business.

Tax Prep & Filing

A great business tax preparer who can maximize your tax efficiency & make sure you don’t overpay is kind of like a unicorn—rare and beautiful. Let our unicorn prepare and file your business & personal Federal and State taxes returns.

Bookkeeping Health Checkup

Want to know if your books are on track? Get a Health Check, including a consultation, review, and detailed report from our head bookkeeper. Learn what you’re doing great, where you could improve, and the next best steps for you to take.

Gutsy Money Accountability Crew

Access the Internet’s best group for community, monthly accountability, networking, and live support from Gutsy bookkeepers.

Bookkeeper in Your Back Pocket

Buy any other service and unlock discounted rates on bookkeeping support for the life of your business. With Bookkeeper in Your Back Pocket, you have a bookkeeping coach/consultant whenever you need her. Say goodbye to bookkeeping uncertainty and doubt forever! For current Gutsy Money clients only.