Marlina is mentorship and bookkeeping brilliance embodied. She is an Intuit Quickbooks ProAdvisor who leverages more than 27 years’ experience to elevate every aspect of Gutsy Money’s bookkeeping services. Her leadership ensures exceptional accuracy, efficiency, and unwavering client dedication. With her strategic vision and meticulous guidance, the Gutsy bookkeeping team delivers precise, compliant results that are deeply aligned with our clients’ best interests.

Meet Valerie, the accounting manager who doesn’t just balance books—she transforms businesses. With over 15 years of hands-on experience, Valerie is the kind of financial professional who walks into chaos and walks out with systems that actually work.

As a Senior Gutsy Money Bookkeeper, Valerie brings her wealth of experience to help businesses get their financial houses in order. She’s previously managed accounting teams while wearing about a dozen other hats (because that’s what great managers do), and she’s the kind of professional who can handle everything from system administration to fraud investigation—including that time she single-handedly saved a company over $10,000 by catching credit card fraud.

But here’s what really sets Valerie apart: she’s a turnaround specialist. At Othniel Corp, she took a struggling electrical contractor, set up their entire QuickBooks system from scratch, and turned them profitable through strategic budgeting and financial monitoring. At Acu-Chem, she collected over $100,000 in outstanding receivables in her first month alone. At Mitchell Electric, she reduced annual write-offs by $85,000 and cleared $400,000 in neglected invoices in just three months.

Valerie isn’t just certified in QuickBooks—she’s fluent in the language of business success. Whether she’s navigating mergers and acquisitions (she’s supported three since 2017), implementing new AR processes, or coordinating international vendor payments, she brings the perfect blend of technical expertise and business savvy that makes CFOs sleep better at night.

Bottom line: If your books are a mess, Valerie’s the person who can fix them. If your business is struggling, she’s the one who can turn it around.

With more than 16 years of experience, Julie is known as the Cleanup Queen around Gutsy Money. She is highly proficient and efficient at giving new life to tired and messy books. She’s also a Senior Bookkeeping wiz and knows how to make numbers sit up straight and balance out through monthly ongoing bookkeeping support.  She is a Quickbooks Online Certified ProAdvisor and has expertise in a host of accounting, payroll and bill pay software.

With more than 25 years of experience, Karen is an Accredited Tax Preparer (ATP). She’s known for her ability to simplify the tax process and maximize client returns. In addition to being our trusted lead ATP, she’s a long-time business owner and realtor who empathizes with the nuance of business ownership and enjoys helping clients achieve their financial and homeownership goals. Karen’s commitment extends to her community, where she serves on the Chamber of Commerce Board of Directors, contributing to future development. She is the proud mother of two wonderful girls.