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Gutsy Money is on a mission to help women business owners forge unshakable financial confidence.

As a women-owned company, we know women are unstoppable when their financial foundations are as rock solid as their dreams are big.

We can’t-stop-won’t-stop until we’ve unshackled you from fear, freeze, confusion, or shame around your money!

Why?

When you know exactly where you stand financially thanks to expert bookkeeping services, are profitable every month due to how your business is structured, and are confident you’re maximizing both revenue and impact, you are free to make Gutsy moves in your business and life.

What if you never had to worry about your business finances again?

Tailored Bookkeeping Services for Women Business Owners

  • We conduct a business assessment
  • You identify your goals
  • Gather your financial information
  • Clean up your books
  • You: Sip tea & enjoy pristine, accurate financial data
  • Categorize financial transactions
  • Maintain accurate financial records
  • Accounts Receivable & Accounts Payable
  • Payroll management
  • Financial reporting
  • Choose an Accounting Software
  • Connect Your Accounts
  • Develop Your Chart of Accounts & Transaction Categories
  • Create & Learn to Interpret Financial Reports
  • Go confidently in pursuit of your dreams knowing the money front is handled
  • Personalized consultation, insights into your business finances, and an actionable report
  • Make sure you’re categorizing correctly for maximum tax savings
  • Support from an experienced Bookkeeper (instead of online forums)
  • Receive guides for future evolutions of your growing business
  • Bring Your Records (No Matter Their State) to a Tax Expert Who Has Seen It All
  • Get Your Personal & Business Taxes Filed Right
  • Relax Knowing Tax Prep is Set Up for Next Year
  • Spend Less on Tax Prep Moving Forward
  • Accountability & Expert Support to do your books yourself, ask questions and get help
  • Business Foundations Masterclasses (LIVE Online Monthly)
  • Community of Brilliant Business Women
  • Access to Gutsy Money mini courses
  • …and so much more

"Working with Terra for bookkeeping and our financial health was exceptional. Her logic, patience, understanding and asking questions proved to be so thorough, valuable and really helpful. She is able to speak a language all of us can understand, with ease and joy about setting us up really well for the future. I recommend anyone to her expert counsel and impeccable service."

Kim WalkerExecutive Director Orvieto Musica, Inc.

"Jenna Lee's bookkeeping services and strategic financial consulting made it possible for me to sell my business for 82x my initial investment. She guided me to rightsize my cost structure, eliminate wasteful spending, consolidate expensive software programs, and have the courage to invest in the most profitable arms of my business."

M. HansenExited Agency Founder

"My experience working with Terra is pure clarity, transformation, and acceleration. Working with Terra, you can expect to learn HUGE lessons in minutes, instead of years. I’m so excited to see so many shifts, successes in just a few DAYS. I’m honored to call her a mentor."

Morgan LuluCoach, Yoga Instructor & Entrepreneur

"Jenna Lee has advised me on business and personal finances. Without her, my net worth would be substantially lower as would my confidence in my financial decisions. Her guidance has been wise, shrewd, and impeccable."

Riley ReissStrategic Sales Exec.

"Gutsy Money helped me streamline my services and weed out unnecessary expenses that translated into better profits for my business. Jenna Lee's advice on trends and shortcuts directly led to time-saving procedures that allowed me more contact time with my customers."

Danette M.Small Business Owner
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oh, she’s gutsy →
oh, she’s gutsy →
oh, she’s gutsy →
oh, she’s gutsy →

Bookkeeping & Working with Us FAQs

How is Gutsy Money different?

Many bookkeeping companies simply record transactions and make sure the books are in compliance. In essence, they check the box and move on.

While pristine books are a great starting point (and we offer a free consultation to kick things off), that’s just the beginning of being your partner in money matters.

We will hand you flawless books, but if you don’t understand what you’re looking at…then what’s really the point?

Gutsy Money is here to help women in business forge unshakable financial foundations. This means we help you understand your financial data, so you can confidently make smart, strategic moves to grow your business and your wealth.

My business finances are a mess. Can Gutsy Money still help me?

You bet we can! In fact, the more lost or disorganized your finances, the more pleasure we take in creating a clean accounting structure

We can take you from a shoebox of receipts to a flawless chart of accounts (in bookkeeping this means “all your stuff in one place exactly where you want it”).

Once we get your books set up or cleaned up, we can teach you how to carry on without us (DIY) or we can continue to manage them for you with our White Glove Monthly Bookkeeping.

What bookkeeping services does Gutsy Money offer?

Books Cleanup or Setup

Most clients will start with a Gutsy Money Books Cleanup or Accounting System Setup.

Setup is for new businesses or people who aren’t yet using accounting software; either new businesses or those who have been using paper accounting or just a business bank account.

Cleanup is for clients who have an accounting platform…in theory. But it has either been neglected or wasn’t organized right from the beginning.

Ongoing Bookkeeping

Once you’re the proud owner of flawless books, we will either teach you how to maintain them yourself (DIY) or we’ll continue to handle them with our White Glove bookkeeping service.

Financial & Business Optimization Coaching

In addition to being the bearer of brilliant business books (say that 5 times fast!), our true passion is business optimization and financial coaching. It’s one thing to organize your finances, but we are all about teaching our clients how to interpret their financial statements and use them to make informed business decisions, scale their growth sustainably, make and keep more money than ever, optimize tax efficiency, and generally kick business ass.

Business and Personal Tax Preparation

Our Accredited Tax Preparer has 25 years of experience with small and medium business taxes of all entity types and countless industries. We will prepare and file your Federal returns and State returns for business and personal.

Gutsy Money Crew

Quite literally the best accountability crew for women business owners doing their own books.

Every month, Gutsy Money Crew* members can attend a Business Foundations Masterclasses (LIVE online & recorded for you to keep forever) plus a month-end call featuring

  • Lightening-networking with other women business owners
  • An accountability work-date to reconcile & close out monthly books
  • Help/advice from a bookkeeping experts live on the call

*This crew isn’t ride or die. We’re ride and thrive, baby!

What's the difference between a bookkeeper and a CPA?

Bookkeeper vs. accountant, tax preparer vs. CPA vs. TurboTax, in-house bookkeeper vs. outside bookkeeping firm…which professional can best help you? You’re smart to want to enroll the right amount of help instead of overpaying for services and expertise you don’t need. That’s why we wrote this article detailing the differences between each.